Step-by-Step Guide to Convert PDF Statements from Chase, Bank of America, and HSBC to Excel or CSV Accurately

Every month, I used to sit in front of a pile of PDF bank statements wondering how something so simple could eat so much of my time.
Copying transactions line by line.
Double-checking totals.
Fixing the formatting after pasting into Excel.
It felt endless.
And if you work with statements from banks like Chase, Bank of America, HSBC, or any of the other giants, you probably know the pain too.

What finally snapped me out of that cycle was when I realised I was spending more time cleaning data than actually analysing it.
That's when I started hunting for a solution that didn't require yet another clunky desktop app, another login, or another "free trial" that wasn't actually free.
That's how I stumbled on VeryPDF Table Extractor.
And honestly, it instantly changed how I handle financial data.

This article is my full breakdown of how I convert PDF statements from major banks to clean Excel or CSVaccurately, quickly, and without the usual frustration.
If you want the short version: https://table.verypdf.com/ is where the magic happens.

Why converting bank statements is such a nightmare

Let's be real.
Most of us don't convert bank statements because we want to.
We do it because our work forces us to.

Accountants.
Bookkeepers.
Finance teams.
Auditors.
Small business owners.
Anyone running reconciliations.

You're dealing with:

  • Messy tables.

  • Different layouts for different banks.

  • Multi-page statements.

  • Password-protected PDFs.

  • Scanned or low-quality PDFs.

  • Big monthly backlogs.

And the real killer?
Every bank structures their statements differently.

Chase uses one layout.
Bank of America uses another.
HSBC uses something else entirely.

So tools that rely on simple OCR or line detection usually fall apart fast.

That's where VeryPDF Table Extractor stood out to me.
It didn't choke.
It didn't scramble the rows.
It didn't misalign the amounts.
It recognised the structure instantlyeven on weird international formats.

How I discovered VeryPDF Table Extractor

A friend who works in accounting asked if I'd tried it.
I hadn't.
Honestly, I expected it to be "just another converter."
But my workflow had become such a bottleneck that I was willing to try anything.

I uploaded one test file.
A long Chase statement.
Multiple pages.
Lots of transactions.
Honestly, the kind of PDF that usually breaks cheap converters.

It converted the entire thing to Excel in less than 5 seconds.
No broken columns.
No weird characters.
Dates matched.
Debits and credits perfectly aligned.

That was the moment I realised this wasn't a typical PDF tool.
This was built specifically for bank statements.

What VeryPDF Table Extractor actually does

Here's the simplest explanation:
You upload a PDF.
It uses a combination of AI, layout recognition, and financial-pattern parsing to extract transaction data.
Then it exports it into the format you want:
Excel, CSV, XLSX, or JSON.

No installation.
No configuring.
No learning curve.

Just upload choose format download.

But that's the surface-level explanation.
What makes it powerful is everything under the hood.

Key features that actually matter in real use

Here are the features that made the biggest difference in my workflow.

Converts statements from 1000+ banks worldwide

This isn't just a US-based tool.
It handles:

  • Chase

  • Bank of America

  • Wells Fargo

  • Citibank

  • TD

  • Barclays

  • HSBC

  • Nationwide

  • Santander

  • DBS

  • NAB

  • And hundreds more

If your bank isn't supported, you can request it.
They'll usually add it within days.

This is huge if you work with international clients or companies with accounts across multiple countries.

AI-powered table extraction built for finance

Unlike generic PDF-to-Excel tools, this one:

  • Recognises financial tables specifically.

  • Detects debit/credit patterns.

  • Understands date formats.

  • Handles multi-line descriptions.

  • Auto-identifies totals, balances, fees, deposits.

For me, accuracy matters more than speed.
This tool nails both.

Converts image-based or scanned PDFs

This is the area where most tools fail.
Especially with older statements or low-quality scans.

VeryPDF Table Extractor uses OCR plus pattern recognition.
That means even if the original PDF is an image, it can still extract the data cleanly.

Batch processing for large workloads

If you're dealing with:

  • Quarterly statements.

  • Multiple accounts.

  • A full year of financials.

You can upload everything at once and convert them in bulk.

This alone has saved me hours each month.

Bank-level security

Financial data is sensitive.
This tool uses:

  • 256-bit encryption on every connection.

  • Automatic file deletion.

  • No long-term storage.

For me, trust matters.
Especially when dealing with client statements.

Support for password-protected PDFs

Many statements (especially from HSBC and BoA) come password-protected.
VeryPDF lets you enter your password and convert instantly.

No workarounds.
No hacks.
Just built-in support.

Export to Excel, CSV, and JSON

Depending on your workflow:

  • Excel is perfect for accountants and auditors.

  • CSV works well for QuickBooks, Xero, or ERP systems.

  • JSON is ideal for developers building automation workflows.

This flexibility makes it useful for teams across multiple departments.